Checking your Chia XCH Payout Address only takes 1 minute and you should do it. It's also good to know that you have this feature and where to find it.
The easiest way is to check it in your Chia Wallet GUI.
One the side menu bar click on POOLING.
Click on the 3 vertical dots and then select EDIT PAYOUT INSTRUCTIONS
You can also change your Payout Address in the config.yml by searching for
xch_target_address:
XCH Address: xch1m059af0f5h9y9fkn263daz7tp6k3cj470kgn486c4024mhmp9hqszshxyr